Sell fractional shares in your livestock or crops to investors and get working capital upfront — no bank, no collateral, no monthly repayments. You keep farming. You keep control.
🧑🌾 You set how much to sell · 💸 Funds via escrow · ✅ No debt on your books
You've got hundreds of thousands of rands standing in the field, but the bank wants collateral you can't spare, and selling early means losing the weight-gain profit. A drought or a bad season, and the loan repayments sink you.
Kropitaal flips it. Raise the capital you need against the value you already own — and only share the upside when it actually happens.
*After a 4% platform fee and R1,500 listing fee, if fully funded. Illustrative only.
Simple, guided onboarding — built for the field, not the boardroom.
Sign up and upload your ID. Our team verifies you and inspects the asset.
List your livestock or crop with a valuation. We split it into affordable shares.
Investors buy shares. Your capital is released from escrow against milestones.
Post growth updates. At sale/harvest, investors get their share — you keep the rest.
Fund feed, inputs, expansion or the next cycle — without waiting 12–18 months for the sale.
It's investment, not a loan. No monthly repayments, no bond over your land, no drought spiral.
Sell 20% or 80% — your call. You keep managing your animals and land exactly as you do today.
Investors share the outcome with you. With embedded insurance, a bad season doesn't fall on you alone.
Access a growing pool of local and diaspora investors actively looking to back farmers like you.
Deliver returns and build a verified reputation that unlocks cheaper capital on every future raise.
Sample voices — replace with real testimonials at launch.
"I raised R270,000 against my maize before harvest and bought inputs for the next season cash. No bank would move that fast, and I've got no repayments hanging over me."
"The best part is I still run my farm my way. I sold a portion of the herd's upside, kept the rest, and my investors actually cheer when the cattle gain weight."
No. You keep managing and farming your livestock or crops. You're selling a share of the future proceeds, not handing over your herd. You decide what percentage to offer.
No. It's investment. There are no monthly repayments and no interest. Investors are simply paid their share when the asset is sold or harvested — if there's a loss, that risk is shared, not piled onto you as debt.
A small listing fee to tokenize, plus a platform fee taken from the capital raised (only when you successfully raise). No upfront cost to apply, and we only win when you do.
Eligible assets can be covered by embedded insurance, and the risk is shared with your investors rather than carried by you alone. Full terms are disclosed on every listing.
Once your listing is funded, capital is released from escrow — typically against verified milestones — so you get working capital quickly without waiting for the final sale.
Apply to join our first cohort of farmers. Tell us where to reach you and our team will help you list your first asset.